INSURANCE & FEES | PERSPECTIVES LLC

Insurance

Making Quality Care Accessible at Perspectives, LLC.

At Perspectives LLC, we are committed to offering comprehensive, affordable, and compassionate behavioral and mental health services for children, adolescents, and families. We believe that every family deserves access to high-quality care—regardless of their financial situation or insurance status.

We understand that navigating insurance plans, out-of-pocket costs, and evaluation fees can feel confusing and overwhelming, especially when you're focused on getting support for your child or loved one. That’s why we aim to make the financial side of care as transparent and stress-free as possible.

Whether you're using private insurance or paying out-of-pocket, this page is designed to clearly outline:

What insurance plans we accept
What services we offer and how they're billed
How evaluations are scheduled and priced
What to expect when it comes to payment, reimbursement, or sliding scale options

From the first intake to your child’s final progress check-in, our goal is to ensure that finances are never a barrier to getting the help your family needs.

Accepted Insurance Plans

We are in-network with the following insurance providers:

Anthem Blue Cross Blue Shield
Aetna
Cigna
UnitedHealthcare / Optum

Note: Please confirm with your insurer that your plan includes mental and behavioral health benefits and that Perspectives LLC is considered in-network. We verify all insurance before services begin and will notify you if any issues arise with coverage.

For Insured Clients:

Co-pays and coinsurance are determined by your insurance plan and are due at the time of service.
If your plan has a deductible, you may be responsible for full or partial service fees until it is met.
We will submit claims on your behalf for covered services. Any remaining balance after insurance has processed the claim will be your responsibility.

Out-of-Network & Superbills

If we are not in-network with your provider:

You may request a superbill to submit for out-of-network reimbursement.
Reimbursement is not guaranteed and depends on your plan’s out-of-network mental health benefits.

Services & Fees

Evaluation Services

Supporting Growth Through Insightful Assessment

Perspectives LLC offers a variety of psychological, developmental, and educational evaluations designed to provide clear, meaningful information that supports accurate diagnosis, effective treatment planning, and access to necessary school or community services.

Our evaluations are tailored to each individual’s unique needs and are conducted in a safe, supportive, and culturally sensitive environment. Whether your child is struggling in school, showing signs of emotional or behavioral challenges, or has been referred by a physician or educator, we are here to help provide answers and guidance.

Some evaluations may be partially or fully covered by insurance, depending on the type and medical necessity. We will verify and inform you prior to beginning of the evaluation.

Our Evaluations Help With:

Diagnosing conditions such as ADHD, Autism Spectrum Disorder, dyslexia, anxiety, depression, and emotional/behavioral disorders
Identifying developmental delays in young children
Determining eligibility for school-based services, IEPs, or 504 Plans
Providing recommendations for academic accommodations, therapy, or medication support
Supporting early intervention and treatment planning

Types of Evaluations We Offer:

Psychoeducational Testing for learning concerns
Assessment for the early identification of Autism Spectrum Disorder
ADHD Assessments
Executive Functioning Assessments
Developmental Screenings for toddlers and preschool-aged children
Talented & Gifted (TAG) Evaluations
Evaluations to Address Anxiety, Depression, and other mental health conditions

Each Evaluation Includes:

A detailed clinical interview and developmental history
Standardized testing and rating scales
A comprehensive written report
A feedback session with results, recommendations, and Q&A

Our goal at Perspectives, LLC is to help you better understand strengths, challenges, and needs—so you can confidently take the next steps.

If you're unsure which type of evaluation is right for your situation, we are happy to schedule a consultation to discuss options and answer questions.

Therapeutic Services

Supporting the Mental Health of Children, Adolescents, and Adults

At Perspectives LLC, we offer a full range of trauma-informed, evidence-based therapeutic services for individuals of all ages—including children, adolescents, and adults. Whether you’re a parent seeking support for your child, a teen navigating emotional or academic challenges, or an adult working through life stressors or past trauma, our team is here to help with personalized, compassionate care.

We believe therapy is not one-size-fits-all. That’s why we tailor every service to meet the specific needs, life stage, and goals of each client.

Who We Serve

Children ages 3 and up
Teens and adolescents
Young adults and adults
Parents, caregivers, and families
Individuals managing trauma, anxiety, depression, ADHD, and life transitions
Clients seeking personal growth, relational healing, or support with stress and burnout

Our Therapeutic Approach

We are committed to creating a welcoming and safe space for all clients—regardless of age, background, or identity. Our therapists draw from a range of evidence-based practices to match the developmental and emotional needs of the client:

Trauma-Focused Cognitive Behavioral Therapy (TF-CBT)
Dialectical Behavior Therapy (DBT) Skills
Mindfulness-Based Therapy
Narrative & Expressive Therapy
Play Therapy (for young children)
Solution-Focused Brief Therapy
Psychoeducation and Skill Building
Culturally Responsive and Identity-Affirming Practices

Where We Provide Services

In-person therapy at our supportive, client-centered office
Telehealth sessions for convenience, privacy, and accessibility (when clinically appropriate)

A Collaborative Care Model

Healing and progress happen best when support systems work together. With client consent, we collaborate with:

Primary care providers
Psychiatrists and pediatricians
School staff and IEP teams

Our goal is long-term emotional wellness—giving children, teens, and adults the tools they need to live healthier, more empowered lives.

Transparent Pricing for Quality Care

At Perspectives LLC, we are committed to providing accessible, high-quality therapy services at reasonable rates. We believe transparency in pricing helps families and individuals make informed decisions about their care.

Private Pay Rates

If you are not using insurance or prefer to pay out of pocket, our standard rates are:

Initial Intake Appointment$150
Individual Therapy (45–50 min)$100/session
Child/Play Therapy (45–50 min)$100/session
Family Therapy $120/session
Couples Therapy $120/session
Parent Coaching $80-100/session
Group Therapy [Varies] ($30–$50/session)

No Show/Late Cancellation Policy

At Perspectives, we strive to provide comprehensive, compassionate, and timely care to every patient. To reduce the number of late cancellations for appointments and missed (or “no-show”) appointments, Perspectives will implement its No Show/Late Cancellation Policy beginning January 1, 2025.

Repeated cancellations and missed appointments disrupt clinical flow and prevent other individuals or families from receiving recurrent appointments. To provide active care, we are implementing the following no show/ late cancellation requirements:

Individuals/Families are expected to arrive or log in for scheduled appointments at the appointment time, or to notify Perspectives prior to 24 hours in advance of a scheduled appointment if you cannot keep the appointment.

Cancelling without a 7-day notice will result in a late cancellation fee of the total session fee for service $250.00

Not attending or arriving at a scheduled session 30 minutes after the scheduled appointment results in no show or missed appointment. Missed appointments result in a no show/missed appointment fee of $350.00

Patients who do not show, arrive late, or who cancel within 24 hours of a scheduled appointment AND do not pay their cancellation, or no-show fees will receive a cancellation of all future appointments until the session fee is paid. Upon payment of the no show and cancelation fees, services will resume. Consistent no shows and late cancels may result in termination of services to ensure consistent therapy services for patients waiting for services. All no show and late cancellation fees will be collected using the card on file. Please ensure that you speak with your clinician, psychometrist, or assessing psychologist for any scheduling concerns.

We are committed to ensuring that all patients have access to care as well as the future ongoing services of our company. Thank you for working with us to continue to meet this standard for timely notifications and keeping appointments.